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Refinance Pre-Qualification Worksheet

Borrower		Co-Applicant
Full Name		Full Name
Married Unmarried Separated		Married Unmarried Separated
# of Dependents:		# of Dependents:
Address:		Address:
City:		City:
State:	Zip:	State:	Zip:
Years at address:		Years at address:
Home Phone:		Home Phone:
Cell Phone:		Cell Phone:
Work Phone:		Work Phone:

2 Year Employment History		2 Year Employment History
Name & Address of Current Employer:		Name & Address of Current Employer:

Position/Title		Position/Title
Time on Job:		Time on Job:
Previous Employer:		Previous Employer:
Position/Title:		Position/Title:
Time on Job:		Time on Job:

INCOME		INCOME
Gross Monthly Income:		Gross Monthly Income:
Other Income:		Other Income:
(Child Support, Alimony, Interest, Rental, Retirement)		(Child Support, Alimony, Interest, Rental, Retirement)
Do you own other property? Yes No		Do you own other property? Yes No
Ever File BK?		Ever File BK?
Chapter:		Chapter:
Self Credit Rating: Good Fair Bad Unknown		Self Credit Rating: Good Fair Bad Unknown

PREPARING FOR YOUR LOAN PROCESS
W2 Employees:		Self-Employed/1099 Employees:
1 Month's current pay stubs		Last 2 years complete tax returns w/ all schedules
Last 2 years's W2's		Cancelled checks for bills on credit paid thru business
Proof of any other source of income		Proof of any other source of income
3 month's recent bank statements		3 month's recent bank statements

How much do you owe on subject property?		What do you think your current value is on the subject property?
1st:
2nd:
		Best time to call:


We have loans for all types of credit. Ask your SPNL Sr. Loan Officer about any scenario!